Latest Updates : PM Awas Yojana New List 2024
PM Awas Yojana New List 2024 :
Welcome back to Paisa where there is a safe and affordable house for everyone. In the last few years, both the population and income have grown in India and the demand for the same corn housing is also increasing. Crores of Indians who did not have a home and basic amenities were given and to deal with this problem, the Government of India launched the Ramadan Manthali Awaz Yojanabu in post June 2015. At the same time, the government wanted to give voice to affordable housing, and the government has put forward its plan to achieve housing for 2024. In the budget of 2023, the budget allocation of PM Awam Kijana has been increased from 66 crores to 79 crores, this extra funding. You are going to get a significant post from Skin, but you can take advantage of it only when you have all the knowledge about PM and Yohanna and that is what we have tried to do in this video.
What is Pradan Mantri Awas Yojana :
PM Awaz Yohanna In Short PMAY was launched to end the housing crisis in rural and rural areas of India. More than three crore houses have been built under this scheme. The main goal of Divided is to end the housing deficit in rural areas by replacing slums with ready-made houses. This team has a plan to build four crore houses and in 2021, the government extended this team until December 2024. In PM awas yojana, I have moved a house to our house, so save me, it takes 114 days to build a house. For one allocation, both the center and the fee share the post together in the ratio of 60. I am talking about the plain areas. The price of help from the Ministry of Production and Yohanna Government is Rs. 2 lakhs and now for the remote areas. And at the same time, there are nine pasting cases in the Himalayas, and if we talk about Jammu and Kashmir, the ratio of post is 90, which is 10, and the price support for each unit is 1.3 lakh rupees in the Union Territory. Center is also my son
Area Type |
Cost Sharing |
Ratio Center : State |
Price AssistancePer Unit |
| Plain Areas | Centre and State | 60:40 | RS: 1.2Lack |
| Remote Areas | Center and State | 90:10 | RS: 1.3Lack |
| Union Territory | Center | 100:0 |
PM Urban Scheme 2024
The scheme was introduced on June 25, 2018. The government’s goal in this initiative is to fit two crore houses in India’s metropolitan areas, including more by July 2023. The house has been sectioned and the completion date of the open scheme has also been extended from 34 March 2022.
Eligibility Beneficiary Requirement
- Applicant should not have a own house in their name or any of the family member,s name
- Applicant can apply if they own on a pakka house of 21 square meters which need improvement
- Regardless of material status , adult wage earners of the house are eligible
- For a married couple , if one spouse fulfils the family eligibility,they can apply for a joint ownerships of a property
Different categories in PM Awas Yojana
CATEGORY |
ANNUAL INCOME |
LOAN AMOUNT |
INTEREST SUBSIDY |
| ECONOMICALLY WEAKER SECTION (EWS) | <RS:3 Lakh | Upto RS: 6 Lakh | 6.5% |
| LOWER INCOME GROUP (LIG) | RS.3-6 Lakh | Upto RS: 6 Lakh | 6.5% |
| MIDDLE INCOME GROUP 1(MIG1) | RS.6-12 Lakh | Upto RS: 9 Lakh | 4% |
Carpet Area For Different Categories
CATEGORY |
CARPET AREA |
| EWS AND LIG | 30-60 Square Meters |
| MIG1 AND MIG2 | 160-200 |
Pradhan Mantri Awas Yojana Housing initiative
- In-situ slum Redevelopment (ISSR)
- Credit – linked Subsidy Scheme (CLSS)
- Affordable Housing in Partnership (AHP)
- Beneficiary – led individual house construction Enhancement (BLC)
How to apply for PM Awas Yojana
The process of applying in PMAY Yojana whether online or offline is the same for all categories, the online process is the same for everyone, if you want to talk about it, first of all you need to visit PMAY’s portal that is. Visit pmaymis.gov.dtn on the homepage of the site, a citizen assessment button will appear, within it you have to click on the Apply Online link and after that you have to click on Discs Now. You have to select one of the four verticals and submit the application. If you are applying in CLASS vertical, your home loan lender will receive your application within a short time. If we talk about the offline process of Mowaz Yojana, first of all you have to visit your Mian By Common Service Center and from there you have to purchase your relevant subsidy form for which a minimum fee of 25 rupees plus You have to pay GSC, after that you have to complete this form and submit it at the same center.
اHow to check Status of Application Form
- Log in to PM awas yojana portal – pmaymis.gov.in
- Select Track application option to check status of your application
PM awas yojana Tax Benefits
INCOME TAX SECTION |
TAX BENEFITS |
| Section 80C | 1.5 Lakh rupees deduction annually from home loan principal |
| Section24(b) | Upto RS. 2,00,000 deduction from home loan interest payment |
| Section 80EE | Annual deduction of 1.5 Lakh rupees from home loan interest payment for first time buyers |
| Section 80 EEA |