A Secure Future Plan
If you are worried about your financial security in old age, this information is crucial for you. Under the Atal Pension Yojana, you can receive a monthly pension of ₹1000 to ₹5000 with very minimal investment. The government initiated Atal Pension Yojana scheme considering the needs of low-income individuals, and currently, millions of people are benefiting from it.
Government Scheme Security
This is a government scheme, ensuring no risk to your investment. Your entire amount remains secure. The government guarantees a pension of ₹1000 to ₹5000 at crucial stages of life
Special Benefits for Couples
If both husband and wife open a joint account, you will receive ₹10000 per month for life. The scheme’s special feature is that if one member passes away, the other continues to receive the benefits.
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Annual Amount
Annually, the government provides a sum of ₹120000 to the couple.
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Age Limit for Application
Individuals up to 40 years old can apply for this scheme. However, the Pension Fund Regulatory and Development Authority (PFRDA) has recommended to the government to increase the maximum age limit under the Atal Pension Yojana
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Investment Process
Under this scheme, a fixed amount needs to be deposited every month. Post-retirement, you need to invest ₹1 to ₹139. As a result, the government guarantees an annual pension of ₹50000 for life after the age of 60.
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Importance of Atal Pension Yojana
Once you join this scheme, you need not worry about your future. This scheme ensures a secure and comfortable old age. If you haven’t yet taken advantage of this scheme, do so soon to secure your future.
